When should I file a roof damage claim in Ocean County?
If your home has recently gone through a large storm and gotten damaged you may be wondering when is the best time to file for a roof replacement claim. The quickest answer to this question is that you should file a roof damage claim as soon as it happened and the storm passed. Sometimes however the answer isn't as straightforward as you would think since roof damage claims have different policies which will vary depending on your insurance provider. Before you file for a roof replacement you need to access the damages caused to the roof, you can either do this on your own or contact one of our local roofers near Ocean County. If your roof only has a few shingles missing it might be better to simply call a roofer in Ocean County to get the repair done rather than going through the process just to have the claim denied due the roof not being damaged enough for a replacement. Nevertheless, if you have holes in the roof or several big sections of shingles missing then right now is the correct time to file a claim with your insurance.
Like mentioned before, you should start the roof replacement claim process as soon as possible after the roof was damaged. Waiting several weeks or months to file the claim can in fact get the claim denied due to the amount of time between the damages and the claim. Insurance providers want you to act as soon as something happens generally speaking. If you need a roof inspection near Ocean County then be sure to give us a call today, we can help you find out if your home has sufficient damage to file a claim or if it would be cheaper to have us simply repair the damages or missing shingles. It is important to document all damages with photographs, dates and times. If you choose our roofing contractors to help they will also provide an estimate for the cost of the repairs and an entire roof replacement if needed.
Contact your insurance company/agent
You will need to contact your insurance agent/company to begin the damage claim. Your insurance agent will help get any required documents and files needed for the claim, this should make the process easy for you and straightforward. Once you speak with them about the claim process be sure to take notes or jot down details about what types of damages are covered, this will make it easier for you to look it up if future events occur. After you have talked with your agent you can begin filling out the claim forms required and submit pictures of the damages.
Find a roofing contractor
After speaking with your insurance the next step is to contact a residential roofing company near Ocean County. Once contacted the roofing company will provide an estimate for the roof replacement which includes things such as labor, materials, underlay etc. You will need to verify with the insurance company about the estimate and then they will either accept or deny the claim. When you choose our roofers in Ocean County we guarantee that the price will be within the range the insurance gives the thumbs up on.
File the roof damage claim
Like mentioned before, once you have the estimate from the roofers you need to have all of the information and files filled out so you can pass it along to your insurance agent. Most insurance companies will allow you to submit the claim information over email or fax which can be pretty easy to do. Once they receive the claim they will look over everything and then either accept or deny the claim (if they deny the claim they will provide reasoning as to why). Don't forget to include documents from hotels if you were required to leave the home for a few nights due to the damages.
Meeting with insurance adjuster
The last step in the process to file a roof damage claim is to meet with the insurance adjuster at the home. They will come out to the home to confirm the roofing contractors inspection and double check the damages and estimate. If it is possible we recommended that a roofing contractor be present during this meeting so they may discuss anything in person that they need. Once the adjuster has gone over all the information and the settlement amount is enough to cover the entirety of the damage then the roofing company near Ocean County that you chose can begin the work needed to fix the home! We hope you choose us to be your residential roofing company near Ocean County and promise we will be there for you during this difficult time. Call today to get your roof damage inspection completed.
Like mentioned before, you should start the roof replacement claim process as soon as possible after the roof was damaged. Waiting several weeks or months to file the claim can in fact get the claim denied due to the amount of time between the damages and the claim. Insurance providers want you to act as soon as something happens generally speaking. If you need a roof inspection near Ocean County then be sure to give us a call today, we can help you find out if your home has sufficient damage to file a claim or if it would be cheaper to have us simply repair the damages or missing shingles. It is important to document all damages with photographs, dates and times. If you choose our roofing contractors to help they will also provide an estimate for the cost of the repairs and an entire roof replacement if needed.
Contact your insurance company/agent
You will need to contact your insurance agent/company to begin the damage claim. Your insurance agent will help get any required documents and files needed for the claim, this should make the process easy for you and straightforward. Once you speak with them about the claim process be sure to take notes or jot down details about what types of damages are covered, this will make it easier for you to look it up if future events occur. After you have talked with your agent you can begin filling out the claim forms required and submit pictures of the damages.
Find a roofing contractor
After speaking with your insurance the next step is to contact a residential roofing company near Ocean County. Once contacted the roofing company will provide an estimate for the roof replacement which includes things such as labor, materials, underlay etc. You will need to verify with the insurance company about the estimate and then they will either accept or deny the claim. When you choose our roofers in Ocean County we guarantee that the price will be within the range the insurance gives the thumbs up on.
File the roof damage claim
Like mentioned before, once you have the estimate from the roofers you need to have all of the information and files filled out so you can pass it along to your insurance agent. Most insurance companies will allow you to submit the claim information over email or fax which can be pretty easy to do. Once they receive the claim they will look over everything and then either accept or deny the claim (if they deny the claim they will provide reasoning as to why). Don't forget to include documents from hotels if you were required to leave the home for a few nights due to the damages.
Meeting with insurance adjuster
The last step in the process to file a roof damage claim is to meet with the insurance adjuster at the home. They will come out to the home to confirm the roofing contractors inspection and double check the damages and estimate. If it is possible we recommended that a roofing contractor be present during this meeting so they may discuss anything in person that they need. Once the adjuster has gone over all the information and the settlement amount is enough to cover the entirety of the damage then the roofing company near Ocean County that you chose can begin the work needed to fix the home! We hope you choose us to be your residential roofing company near Ocean County and promise we will be there for you during this difficult time. Call today to get your roof damage inspection completed.